‘Women are better drivers than men’ – it’s a debate that goes back generations yet it still manages to cause upset whichever way the argument is tipped.
However, new research from Confused.com presents solid figures serve as strong evidence supporting female superiority behind the wheel.
The insurance comparer’s ‘Gender Gap in 100 Drivers’ study claims that men are nearly four times more likely to commit a motoring offence, and make almost twice as many insurance claims as women on average.
According to Confused.com, women pay £92 less for their car insurance than men, with the average premium for at £701, compared to £793 for men. Additionally, over the past decade, men have paid £3,327 more than women for car insurance on average.
In 2012, the EU Gender Directive came into force, prohibiting insurers from setting premiums solely on a driver’s sex. Prior to this, men were paying up to £121 more for their car insurance.
Insurers may no longer be able to take a driver’s gender into account when calculating the cost of car insurance, but when you look at the difference in the average premium between men and women, male drivers are still paying more, Confused.com says.
In 2017, two-thirds of insurance claims were made by men, of which 17 per cent were fault claims. Meanwhile, little more than a third of claims (35 per cent) last year came from women – nine per cent of which were at fault.
Amanda Stretton, motoring editor at Confused.com, says: “As a female racing driver, I know women can hold their own when it comes to driving, and data suggests that they are in fact safer on the roads. And this is reflected in the fact that they are paying almost £100 less for their premiums.
“This could be down to the fact that more men committed more motoring offences in comparison to women. Not only this, but they also often own more expensive cars, which means claims are likely to be more expensive.”
Check out Confused.com’s interactive animation to find out more about why women are better drivers than men. https://www.confused.com/car-insurance/gender-gap-100-drivers43
Jess Wort, marketing manager at Petrol News, comments: “This argument will continue to rage on forever but it’s hard to deny that these figures make for interesting reading.”
Get your FREE Drivers Club fuel-finder app – let’s go.
Fast, easy refuelling is only the start. Log on and get your FREE Drivers Club fuel-finder app, plus exclusive offers. For you, your family & your friends.